Monday, March 24, 2008

Oops Home Loans is Australia’s Bad Credit Loans Specialist

Australian based lending specialist Oops Home Loans will provide all your loans needs even with a bad credit standing.

Do you have bad credit? Blemishes on your credit report that may include defaults on your mortgage or arrears? Have you been turned down by numerous banks for loans?

Then look no further than Oops Home Loans. It is an Australian based lending company that provides their customers access to many loans that don’t require perfect credit. The company strives to provide loan services to anyone who is in need of it, regardless of past credit history.

If you are looking to refinance your current home loan or mortgage in order to consolidate your bills into one monthly payment but have been turned down because of your bad credit, Oops Home Loans offers a credit impaired refinance loan that is specifically designed for those clients that have bad credit. This loan will provide you the service of consolidating your bills, hence gaining a lower interest rate on a previous loan with the use of the same assets. It also helps to get creditors to stop harassing you about late payments.

Are you self-employed or part of a small business and can’t provide all the documentation that banks require in order to secure a loan? This company has two self-employed home loans available, depending on how much documentation you can provide to prove your income. Lo doc and no doc loans only require that you can prove that you have an income coming in, and not all the mounds of tax returns that banking institutions require.

Another service that the company offers is the home purchase loan which is granted even with bad credit history? The company provides credit impaired home purchase loan to its clients, allowing them to obtain their dream of buying their own home. Perfect credit isn’t a requisite in buying a home, and the bad credit specialists on staff understand this. Home renovation and repairs loan is also offered by the company even if your credit is impaired. A lot of banking institutions turn down these types of loans because of your bad credit history but Oops Home Loans looks at what you can afford, and not on your past credit history. This enables you to secure a loan and get the renovations or repairs done, without worrying about where the money is going to come from.

Debt Consolidation Loans is yet again another premium service that the company offers to handle those monthly bills if you do not have enough money to handle them. The debt consolidation loan will combine all of your bills into one bill that is easier to manage with a lower monthly payment and interest rate. This helps you to save money every month as well as get your debt paid off quicker than if you still have several payments to make each month.

Oops Home Loans is definitely the place to go for all of your loan needs if you have blemishes on your credit report and have been turned down by various banking institutions. The company doesn’t require perfect credit in order to secure its loans; it welcomes those with bad credit and understands that financial woes can befall the best of us. They are here to help people with impaired credit get back on their feet financially.